How can I get therapy if I can't afford it?

Try (1) federally qualified health centers (FQHCs) which offer sliding-scale care, (2) community mental health centers run by your county, (3) university training clinics where supervised graduate students provide low-cost therapy, (4) Open Path Collective therapists ($30–$80/session), and (5) free peer-support warmlines for emotional support between sessions.

What's a sliding scale fee?

A sliding scale fee is a payment system where therapists charge less based on your income. A typical scale might range from $20 to $150 per session. Ask any therapist or clinic about their sliding scale before your first appointment.

Are free counseling services any good?

Yes. Counselors at FQHCs, community clinics, and training programs are licensed (or supervised by licensed clinicians) and use the same evidence-based therapies as private-practice therapists. The main trade-off is usually a longer wait list and less choice of provider.

Free Therapy & Counseling Near You

Free or low-cost therapy is more available than most people realize. Community mental health centers, federally qualified health centers (FQHCs), university training clinics, religious counseling centers, and many nonprofits offer therapy on a sliding scale (often $0–$25 per session) based on income.

If you have insurance — including Medicaid — most therapy is covered. If you don't, ask any clinic about their sliding scale; most are required to offer one if they receive federal funding. This directory shows verified clinics across all 50 states.

Related directories

Free Therapy & Counseling Near You by state

Frequently asked questions

How can I get therapy if I can't afford it?: Try (1) federally qualified health centers (FQHCs) which offer sliding-scale care, (2) community mental health centers run by your county, (3) university training clinics where supervised graduate students provide low-cost therapy, (4) Open Path Collective therapists ($30–$80/session), and (5) free peer-support warmlines for emotional support between sessions.
What's a sliding scale fee?: A sliding scale fee is a payment system where therapists charge less based on your income. A typical scale might range from $20 to 50 per session. Ask any therapist or clinic about their sliding scale before your first appointment.
Are free counseling services any good?: Yes. Counselors at FQHCs, community clinics, and training programs are licensed (or supervised by licensed clinicians) and use the same evidence-based therapies as private-practice therapists. The main trade-off is usually a longer wait list and less choice of provider.