171 Rental & Utility Assistance Resources in Tennessee — Free Help & Counseling

171 verified rental & utility assistance resources in Tennessee. Find free counseling, crisis support, sliding-scale therapy, substance abuse treatment, and community help on OneClickMentalHealth. Search by city, ZIP, or insurance.

Verified resources

28th Legislative District Community Development Corporation — Rental & Utility Assistance in Chattanooga, Tennessee — (423) 698-8190 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
2nd Chance Budget & Debt Family Counseling Services, INC. (termindated) — Rental & Utility Assistance in Memphis, Tennessee — (901) 323-0609 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Affordable Housing Resources Of Nashville, INC — Rental & Utility Assistance in Nashville, Tennessee — (615) 251-0025 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Apprisen - Cccs Of The Midwest - Nashville — Rental & Utility Assistance in Nashville, Tennessee — (800) 355-2227 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Apprisen - Nashville — Rental & Utility Assistance in Nashville, Tennessee — (800) 355-2227 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Athens Housing Authority — Rental & Utility Assistance in Athens, Tennessee — (423) 745-0341 — Public Housing Authority (PHA) chartered by the U.S. Department of Housing & Urban Development to administer federal rental-assistance programs in this jurisdic
Binghampton Development Corporation — Rental & Utility Assistance in Memphis, Tennessee — (901) 347-0504 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Bolivar Housing Authority — Rental & Utility Assistance in Bolivar, Tennessee — (731) 658-3419 — Public Housing Authority (PHA) chartered by the U.S. Department of Housing & Urban Development to administer federal rental-assistance programs in this jurisdic
Bristol Housing — Rental & Utility Assistance in Bristol, Tennessee — (423) 274-8150 — Public Housing Authority (PHA) chartered by the U.S. Department of Housing & Urban Development to administer federal rental-assistance programs in this jurisdic
Brownsville Housing Authority — Rental & Utility Assistance in Brownsville, Tennessee — (731) 585-0143 — Public Housing Authority (PHA) chartered by the U.S. Department of Housing & Urban Development to administer federal rental-assistance programs in this jurisdic
Build And Learn, INC. — Rental & Utility Assistance in Nashville, Tennessee — (615) 290-0477 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Catholic Charities Of East Tennessee — Rental & Utility Assistance in Chattanooga, Tennessee — (423) 267-1297 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Catholic Charities Of Tennessee — Rental & Utility Assistance in Nashville, Tennessee — (615) 352-3087 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Cccs Of Greater Atlanta - Dba Clearpoint Credit Counseling Solutions - Knoxville Branch — Rental & Utility Assistance in Knoxville, Tennessee — (877) 877-1995 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Cccs Of The Midwest — Rental & Utility Assistance in Murfreesboro, Tennessee — (800) 355-2227 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Cd Council — Rental & Utility Assistance in Memphis, Tennessee — (901) 725-3125 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Chattanooga Housing Authority — Rental & Utility Assistance in Chattanooga, Tennessee — (423) 752-4893 — Public Housing Authority (PHA) chartered by the U.S. Department of Housing & Urban Development to administer federal rental-assistance programs in this jurisdic
Chattanooga Neighborhood Enterprise, INC. — Rental & Utility Assistance in Chattanooga, Tennessee — (423) 756-6201 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Christian Community Services — Rental & Utility Assistance in Nashville, Tennessee — (615) 297-4024 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Citizens For Affordable Housing INC — Rental & Utility Assistance in Nashville, Tennessee — (615) 218-6887 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Clearpoint Credit Counseling Solutions - Clarksville Branch — Rental & Utility Assistance in Clarksville, Tennessee — (877) 877-1995 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Clearpoint Credit Counseling Solutions - Memphis Branch — Rental & Utility Assistance in Memphis, Tennessee — (877) 877-1995 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Cleveland Housing Authority — Rental & Utility Assistance in Cleveland, Tennessee — (423) 479-9659 — Public Housing Authority (PHA) chartered by the U.S. Department of Housing & Urban Development to administer federal rental-assistance programs in this jurisdic
Clinch-powell Resource Conservation And Development Council, INC — Rental & Utility Assistance in Rutledge, Tennessee — (865) 828-5927 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Clinton Housing Authority — Rental & Utility Assistance in Clinton, Tennessee — (865) 457-9692 — Public Housing Authority (PHA) chartered by the U.S. Department of Housing & Urban Development to administer federal rental-assistance programs in this jurisdic

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Frequently asked questions

How many rental & utility assistance resources are available in Tennessee?

OneClickMentalHealth lists verified rental & utility assistance resources across Tennessee. The full count and current listings are shown above. New providers are added and verified on an ongoing basis.

Are these rental & utility assistance services free?

Most listings on OneClickMentalHealth are free or low-cost. Each resource page shows pricing or fee structure when known. Many providers offer sliding-scale fees based on income, accept Medicaid, or are funded by federal, state, or county programs.

How do I know if I'm eligible?

Eligibility varies by provider — common factors include income, insurance, residency, age, and the type of service needed. Call the listed phone number; most intake staff can tell you in a few minutes whether you qualify and what to bring.

What if I'm in crisis right now?

If you or someone you love is in immediate danger, call 911. For mental health emergencies, call or text 988 — the Suicide & Crisis Lifeline — for free, 24/7, confidential support in English and Spanish (Spanish: press 2). Veterans can press 1.

Do these services accept insurance or Medicaid?

Many do. Open any resource page to see accepted insurance plans when reported, or call to confirm. If you don't have insurance, ask about sliding-scale fees, charity care, or county-funded programs — many providers serve uninsured patients.

Can I get help in a language other than English?

Yes — many resources offer services in Spanish, and several support Vietnamese, Korean, Chinese, Tagalog, Arabic, or French. Use the language filter, or call 988 (press 2 for Spanish, or use 988lifeline.org/help-yourself/en-espanol/ for more options).

In crisis? Call or text 988 for the Suicide & Crisis Lifeline (free, 24/7, confidential, English and Spanish). Veterans press 1. For LGBTQ+ youth, call 988 then press 3. If you are in immediate danger, call 911.