255 Rental & Utility Assistance Resources in Kentucky — Free Help & Counseling

255 verified rental & utility assistance resources in Kentucky. Find free counseling, crisis support, sliding-scale therapy, substance abuse treatment, and community help on OneClickMentalHealth. Search by city, ZIP, or insurance.

Verified resources

Appalachian Foothills Housing Agency — Rental & Utility Assistance in Wurtland, Kentucky — (606) 836-0911 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Appalachian Foothills Housing Agency INC — Rental & Utility Assistance in Wurtland, Kentucky — (606) 836-0911 — Public Housing Authority (PHA) chartered by the U.S. Department of Housing & Urban Development to administer federal rental-assistance programs in this jurisdic
Appalachian Research And Defense Fund Of Kentucky — Rental & Utility Assistance in Harlan, Kentucky — (606) 573-6301 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Appalachian Research And Defense Fund Of Kentucky — Rental & Utility Assistance in Columbia, Kentucky — (270) 384-4707 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Appalachian Research And Defense Fund Of Kentucky — Rental & Utility Assistance in Jackson, Kentucky — (606) 666-4941 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Appalachian Research And Defense Fund Of Kentucky — Rental & Utility Assistance in Barbourville, Kentucky — (606) 546-5115 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Appalachian Research And Defense Fund Of Kentucky — Rental & Utility Assistance in Richmond, Kentucky — (859) 624-1394 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Appalachian Research And Defense Fund Of Kentucky — Rental & Utility Assistance in Hazard, Kentucky — (606) 439-2315 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Appalachian Research And Defense Fund Of Kentucky — Rental & Utility Assistance in Pikeville, Kentucky — (606) 432-2181 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Appalachian Research And Defense Fund Of Kentucky — Rental & Utility Assistance in Somerset, Kentucky — (606) 679-7313 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Apprisen - Cccs Of The Midwest - Louisville — Rental & Utility Assistance in Louisville, Kentucky — (800) 355-2227 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Apprisen - Elizabethtown — Rental & Utility Assistance in Elizabethtown, Kentucky — (800) 355-2227 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Apprisen - Florence — Rental & Utility Assistance in Florence, Kentucky — (800) 355-2227 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Apprisen - Lexington — Rental & Utility Assistance in Lexington, Kentucky — (800) 355-2227 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Ashland Planning And Cda — Rental & Utility Assistance in Ashland, Kentucky — (606) 385-3317 — Public Housing Authority (PHA) chartered by the U.S. Department of Housing & Urban Development to administer federal rental-assistance programs in this jurisdic
Barren River Area Safe Space, INC. (brass, Inc.) — Rental & Utility Assistance in Bowling Green, Kentucky — (270) 781-9334 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Barret Center, INC — Rental & Utility Assistance in Henderson, Kentucky — (270) 827-1486 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Beattyville Housing And Development — Rental & Utility Assistance in Beattyville, Kentucky — (606) 464-5031 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Bell-whitley Community Action Agency, INC. — Rental & Utility Assistance in Pineville, Kentucky — (606) 337-3044 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Bethany House Abuse Shelter — Rental & Utility Assistance in Somerset, Kentucky — (606) 679-1553 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Big Sandy Area Community Action Program — Rental & Utility Assistance in Paintsville, Kentucky — (606) 789-3641 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Big Sandy Area Development District — Rental & Utility Assistance in Prestonsburg, Kentucky — (606) 886-2374 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Bluegrass Domestic Violence Program — Rental & Utility Assistance in Lexington, Kentucky — (859) 233-0657 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
Boone County Fiscal Court — Rental & Utility Assistance in Burlington, Kentucky — (859) 334-2105 — Public Housing Authority (PHA) chartered by the U.S. Department of Housing & Urban Development to administer federal rental-assistance programs in this jurisdic
Brighton Center, Incorporated — Rental & Utility Assistance in Newport, Kentucky — (859) 491-8303 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,

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Frequently asked questions

How many rental & utility assistance resources are available in Kentucky?

OneClickMentalHealth lists verified rental & utility assistance resources across Kentucky. The full count and current listings are shown above. New providers are added and verified on an ongoing basis.

Are these rental & utility assistance services free?

Most listings on OneClickMentalHealth are free or low-cost. Each resource page shows pricing or fee structure when known. Many providers offer sliding-scale fees based on income, accept Medicaid, or are funded by federal, state, or county programs.

How do I know if I'm eligible?

Eligibility varies by provider — common factors include income, insurance, residency, age, and the type of service needed. Call the listed phone number; most intake staff can tell you in a few minutes whether you qualify and what to bring.

What if I'm in crisis right now?

If you or someone you love is in immediate danger, call 911. For mental health emergencies, call or text 988 — the Suicide & Crisis Lifeline — for free, 24/7, confidential support in English and Spanish (Spanish: press 2). Veterans can press 1.

Do these services accept insurance or Medicaid?

Many do. Open any resource page to see accepted insurance plans when reported, or call to confirm. If you don't have insurance, ask about sliding-scale fees, charity care, or county-funded programs — many providers serve uninsured patients.

Can I get help in a language other than English?

Yes — many resources offer services in Spanish, and several support Vietnamese, Korean, Chinese, Tagalog, Arabic, or French. Use the language filter, or call 988 (press 2 for Spanish, or use 988lifeline.org/help-yourself/en-espanol/ for more options).

In crisis? Call or text 988 for the Suicide & Crisis Lifeline (free, 24/7, confidential, English and Spanish). Veterans press 1. For LGBTQ+ youth, call 988 then press 3. If you are in immediate danger, call 911.