26 Rental & Utility Assistance Resources in Memphis, Tennessee — Free Help & Counseling

26 verified rental & utility assistance resources in Memphis, Tennessee. Find free counseling, crisis support, sliding-scale therapy, substance abuse treatment, and community help on OneClickMentalHealth. Search by city, ZIP, or insurance.

Verified resources

• 2nd Chance Budget & Debt Family Counseling Services, INC. (termindated) — Rental & Utility Assistance in Memphis, Tennessee — (901) 323-0609 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Binghampton Development Corporation — Rental & Utility Assistance in Memphis, Tennessee — (901) 347-0504 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Cd Council — Rental & Utility Assistance in Memphis, Tennessee — (901) 725-3125 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Clearpoint Credit Counseling Solutions - Memphis Branch — Rental & Utility Assistance in Memphis, Tennessee — (877) 877-1995 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Consumer Debt Counseling — Rental & Utility Assistance in Memphis, Tennessee — (901) 276-2000 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Family Service Agency - Cccs (Memphis) — Rental & Utility Assistance in Memphis, Tennessee — (901) 323-4909 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Financial Counselors Of America — Rental & Utility Assistance in Memphis, Tennessee — (901) 722-5000 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Financial Counselors Of America- Memphis Branch — Rental & Utility Assistance in Memphis, Tennessee — (901) 722-5000 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Frayser Community Development Corporation — Rental & Utility Assistance in Memphis, Tennessee — (901) 354-7178 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Homeownership Foundation — Rental & Utility Assistance in Memphis, Tennessee — (901) 528-1200 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Hope Enterprise Corporation — Rental & Utility Assistance in Memphis, Tennessee — (888) 246-6314 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Lemoyne-owen College Community Development Corporation — Rental & Utility Assistance in Memphis, Tennessee — (901) 942-6265 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Memphis Area Legal Services, INC. — Rental & Utility Assistance in Memphis, Tennessee — (901) 432-4663 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Memphis Area Teachers Cu — Rental & Utility Assistance in Memphis, Tennessee — (800) 532-9025 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Memphis Consumer Credit Education Association — Rental & Utility Assistance in Memphis, Tennessee — (901) 321-6791 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Memphis Housing Authority — Rental & Utility Assistance in Memphis, Tennessee — (901) 544-1102 — Public Housing Authority (PHA) chartered by the U.S. Department of Housing & Urban Development to administer federal rental-assistance programs in this jurisdic
• Memphis Housing Resource Center — Rental & Utility Assistance in Memphis, Tennessee — (901) 529-1151 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Naca (neighborhood Assistance Corporation Of America) Memphis, Tn — Rental & Utility Assistance in Memphis, Tennessee — (901) 348-0115 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Neighborhood Housing Opportunities — Rental & Utility Assistance in Memphis, Tennessee — (901) 729-2934 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Nid-hca Harrell — Rental & Utility Assistance in Memphis, Tennessee — (901) 417-8094 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Nid-hca Tate — Rental & Utility Assistance in Memphis, Tennessee — (901) 507-1638 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Operation Hope - Memphis Branch — Rental & Utility Assistance in Memphis, Tennessee — (901) 265-5129 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Orange Mound Community Development Corp. — Rental & Utility Assistance in Memphis, Tennessee — (901) 327-4205 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• Southeast Memphis CDC — Rental & Utility Assistance in Memphis, Tennessee — (901) 438-8281 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,
• The Works, Incorporated — Rental & Utility Assistance in Memphis, Tennessee — (901) 946-9675 — HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues,

Browse by county in Tennessee

• Shelby, Tennessee (29 listings)
• Davidson, Tennessee (24 listings)
• Hamilton, Tennessee (8 listings)
• Rutherford, Tennessee (6 listings)
• Knox, Tennessee (6 listings)
• Washington, Tennessee (4 listings)
• Montgomery, Tennessee (4 listings)
• Sumner, Tennessee (3 listings)
• Blount, Tennessee (3 listings)
• Williamson, Tennessee (3 listings)
• Coffee, Tennessee (3 listings)
• Gibson, Tennessee (3 listings)
• Madison, Tennessee (3 listings)
• Maury, Tennessee (3 listings)
• Roane, Tennessee (3 listings)

Frequently asked questions

How many rental & utility assistance resources are available in Memphis, Tennessee?

OneClickMentalHealth lists verified rental & utility assistance resources across Memphis, Tennessee. The full count and current listings are shown above. New providers are added and verified on an ongoing basis.

Are these rental & utility assistance services free?

Most listings on OneClickMentalHealth are free or low-cost. Each resource page shows pricing or fee structure when known. Many providers offer sliding-scale fees based on income, accept Medicaid, or are funded by federal, state, or county programs.

How do I know if I'm eligible?

Eligibility varies by provider — common factors include income, insurance, residency, age, and the type of service needed. Call the listed phone number; most intake staff can tell you in a few minutes whether you qualify and what to bring.

What if I'm in crisis right now?

If you or someone you love is in immediate danger, call 911. For mental health emergencies, call or text 988 — the Suicide & Crisis Lifeline — for free, 24/7, confidential support in English and Spanish (Spanish: press 2). Veterans can press 1.

Do these services accept insurance or Medicaid?

Many do. Open any resource page to see accepted insurance plans when reported, or call to confirm. If you don't have insurance, ask about sliding-scale fees, charity care, or county-funded programs — many providers serve uninsured patients.

Can I get help in a language other than English?

Yes — many resources offer services in Spanish, and several support Vietnamese, Korean, Chinese, Tagalog, Arabic, or French. Use the language filter, or call 988 (press 2 for Spanish, or use 988lifeline.org/help-yourself/en-espanol/ for more options).

In crisis? Call or text 988 for the Suicide & Crisis Lifeline (free, 24/7, confidential, English and Spanish). Veterans press 1. For LGBTQ+ youth, call 988 then press 3. If you are in immediate danger, call 911.