Virgin Islands Housing Finance Authority

Rental & Utility Assistance in St Thomas, U.S. Virgin Islands. HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues, foreclosure prevention, mortgage delinquency, pre-purchase, post-purchase, and reverse-mortgage (HECM) topics. Services offered: Mortgage Delinquency and Default Resolution Counseling.

Phone: (340) 777-4432

Address: 3202 Demara Plaza, St Thomas, U.S. Virgin Islands, 00802

Website: http://www.vihfa.gov

Good to know: Source: HUD-Approved Housing Counseling Agencies, U.S. Department of Housing & Urban Development (hudgis-hud.opendata.arcgis.com) • HUD-Approved Housing Counseling Agency [County corrected 2026-10-06 from "St. Thomas" to "St. Thomas Island" using the listing's own ZIP code; "St. Thomas" is not a county of U.S. Virgin Islands.]

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Frequently asked questions about Virgin Islands Housing Finance Authority

How do I contact Virgin Islands Housing Finance Authority?

You can call Virgin Islands Housing Finance Authority at (340) 777-4432 or visit 3202 Demara Plaza in St Thomas, U.S. Virgin Islands. Their website is http://www.vihfa.gov.

What services does Virgin Islands Housing Finance Authority offer?

HUD-approved housing counseling agency authorized by the U.S. Department of Housing & Urban Development to provide free or low-cost counseling on rental issues, foreclosure prevention, mortgage delinquency, pre-purchase, post-purchase, and reverse-mortgage (HECM) topics. Services offered: Mortgage Delinquency and Default Resolution Counseling.

Are services at Virgin Islands Housing Finance Authority free or low-cost?

Many community rental & utility assistance providers offer free, sliding-scale, or Medicaid-covered services. Call Virgin Islands Housing Finance Authority at (340) 777-4432 to confirm pricing, accepted insurance, and any income requirements before your visit.

Does Virgin Islands Housing Finance Authority offer services in other languages?

Call Virgin Islands Housing Finance Authority at (340) 777-4432 to ask about languages supported. Many providers offer Spanish-language services or interpretation. The 988 Suicide & Crisis Lifeline supports English and Spanish 24/7 (press 2 for Spanish).

What if I'm in crisis right now?

If you or someone you love is in immediate danger, call 911. For mental health emergencies, call or text 988 — the Suicide & Crisis Lifeline — for free, 24/7, confidential support. Veterans press 1; LGBTQ+ youth press 3.

In crisis? Call or text 988 for free, 24/7, confidential support. Veterans press 1. For immediate danger call 911.